by Guy Wuoti | Thu, Oct, 2014 | Accessing your super, Pensions, SMSF News, SMSF Options, Tips and traps, Trustee
From 1 January 2015, income from superannuation pensions will be taken into account in determining whether you are eligible to receive the Age Pension (full or part payment) or the Commonwealth Seniors Health Card (CSHC). This might affect your ability to access...
by Guy Wuoti | Fri, Oct, 2014 | Adviser, Boosting your Balance, Contribution Caps, Contributions, Facts & Figures, Salary Sacrificing, SMSF Options, SMSF Setup, Tax, Tips and traps, Trustee
From 1 July 2014, the superannuation contribution caps have increased, allowing an opportunity to place more money in superannuation going forward. The contribution caps control the amount you can place into superannuation each year without facing penalty tax. If...
by Guy Wuoti | Mon, Sep, 2014 | Adviser, Boosting your Balance, Borrowing, Investments, Property, SMSF Options, Tips and traps, Trustee
It’s a common question. I would like to purchase property in my super fund; however my fund does not have sufficient money to finance the property. Are there any alternatives to borrowing in super? The simple answer is yes. While the merits of each alternative is...
by Guy Wuoti | Thu, Aug, 2014 | Accessing your super, Adviser, Boosting your Balance, Borrowing, Contributions, Equities, Investments, Pensions, Property, SMSF Options, Trustee
There is nothing more exiting than waking up by the pool while on holidays, than checking out your super fund’s investments to see how they are going. Okay maybe not that exciting for most, but the great news you could do this if you wanted to, no matter the...
by smsfoptions | Fri, Jul, 2014 | Boosting your Balance, Borrowing, Property, SMSF Options, Tips and traps, Trustee
Although Self-Managed Superannuation Funds (SMSFs) are normally not allowed to borrow, there are some important exceptions to this rule. One such exception, which has received plenty of attention in recent times, is an “Limited Recourse Borrowing Arrangements” (LRBA),...